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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,927 | $90,486+58.0% | $78,676+81.7% | $273,972-47.8% |
| Participation rate | 93.3% | 76.5%+16.8pp | 73.6%+19.8pp | 83.0%+10.3pp |
| Annual return | 1.04% | 75.62%-74.6pp | 62.19%-61.1pp | 41.46%-40.4pp |
| Employer contribution / active EE | $3,451 | $3,175+8.7% | $2,850+21.1% | $4,869-29.1% |
| Participant deferral / active EE | $8,092 | $3,901+107.4% | $3,517+130.1% | $5,287+53.0% |
| Admin fee / account holder | $4,425 | $5,263-15.9% | $4,510-1.9% | $10,133-56.3% |