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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,717 | $70,366+54.5% | $66,674+63.1% | $138,895-21.7% |
| Participation rate | 66.7% | 76.2%-9.5pp | 73.7%-7.0pp | 79.9%-13.3pp |
| Annual return | 15.36% | 386.41%-371.0pp | 321.24%-305.9pp | 145.39%-130.0pp |
| Employer contribution / active EE | $1,635 | $2,765-40.9% | $2,620-37.6% | $4,194-61.0% |
| Participant deferral / active EE | $3,268 | $4,374-25.3% | $4,084-20.0% | $6,396-48.9% |
| Admin fee / account holder | $140,091 | $5,262+2562.1% | $5,098+2647.9% | $12,562+1015.2% |