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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $162,969 | $73,988+120.3% | $96,538+68.8% | $75,177+116.8% |
| Participation rate | 100.0% | 66.4%+33.6pp | 74.3%+25.7pp | 67.2%+32.8pp |
| Annual return | 12.32% | 26.73%-14.4pp | 35.74%-23.4pp | 160.75%-148.4pp |
| Employer contribution / active EE | $9,893 | $2,930+237.6% | $3,740+164.5% | $2,671+270.4% |
| Participant deferral / active EE | $6,867 | $3,660+87.6% | $4,880+40.7% | $4,126+66.4% |
| Admin fee / account holder | $48,916 | $5,220+837.2% | $6,737+626.0% | $5,651+765.6% |