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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,818 | $99,032+19.0% | $80,022+47.2% | $135,380-13.0% |
| Participation rate | 72.7% | 78.4%-5.6pp | 75.8%-3.1pp | 82.6%-9.9pp |
| Annual return | 5.08% | 15.39%-10.3pp | 11.22%-6.1pp | 519.81%-514.7pp |
| Employer contribution / active EE | $0 | $3,043-100.0% | $2,468-100.0% | $4,779-100.0% |
| Participant deferral / active EE | $812 | $4,282-81.0% | $3,686-78.0% | $5,609-85.5% |
| Admin fee / account holder | $1,733 | $10,436-83.4% | $6,521-73.4% | $10,828-84.0% |