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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $169,296 | $166,131+1.9% | $164,975+2.6% | $145,877+16.1% |
| Participation rate | 83.3% | 82.0%+1.3pp | 78.6%+4.7pp | 80.3%+3.0pp |
| Annual return | -12.58% | 100.37%-112.9pp | 70.12%-82.7pp | 551.28%-563.9pp |
| Employer contribution / active EE | $1,201 | $5,276-77.2% | $4,343-72.3% | $4,663-74.2% |
| Participant deferral / active EE | $4,374 | $6,962-37.2% | $6,033-27.5% | $6,691-34.6% |
| Admin fee / account holder | $8,528 | $16,648-48.8% | $12,688-32.8% | $13,402-36.4% |