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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $169,296 | $166,268+1.8% | $165,100+2.5% | $145,897+16.0% |
| Participation rate | 83.3% | 82.0%+1.3pp | 78.6%+4.7pp | 80.3%+3.0pp |
| Annual return | -12.58% | 100.52%-113.1pp | 70.21%-82.8pp | 552.29%-564.9pp |
| Employer contribution / active EE | $1,201 | $5,284-77.3% | $4,348-72.4% | $4,663-74.2% |
| Participant deferral / active EE | $4,374 | $6,964-37.2% | $6,035-27.5% | $6,689-34.6% |
| Admin fee / account holder | $8,528 | $16,659-48.8% | $12,696-32.8% | $13,390-36.3% |