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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,615 | $116,203-95.2% | $93,621-94.0% | $152,897-96.3% |
| Participation rate | 80.0% | 78.1%+1.9pp | 75.8%+4.2pp | 82.5%-2.5pp |
| Annual return | 0.00% | 35.96%-36.0pp | 32.76%-32.8pp | 345.43%-345.4pp |
| Employer contribution / active EE | $2,605 | $3,219-19.1% | $2,719-4.2% | $4,764-45.3% |
| Participant deferral / active EE | $4,886 | $4,605+6.1% | $4,070+20.1% | $5,851-16.5% |
| Admin fee / account holder | $3,581 | $10,751-66.7% | $7,890-54.6% | $11,599-69.1% |