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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,902 | $133,981-90.4% | $112,249-88.5% | $134,532-90.4% |
| Participation rate | 83.3% | 78.6%+4.8pp | 75.1%+8.3pp | 81.2%+2.1pp |
| Annual return | -27.52% | 47.16%-74.7pp | 27.48%-55.0pp | 418.27%-445.8pp |
| Employer contribution / active EE | $2,982 | $4,040-26.2% | $3,636-18.0% | $4,741-37.1% |
| Participant deferral / active EE | $6,431 | $5,292+21.5% | $4,729+36.0% | $6,401+0.5% |
| Admin fee / account holder | $2,046 | $7,492-72.7% | $6,412-68.1% | $11,429-82.1% |