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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,804 | $165,381-23.9% | $149,730-16.0% | $158,966-20.9% |
| Participation rate | 83.3% | 84.6%-1.2pp | 82.5%+0.9pp | 82.0%+1.4pp |
| Annual return | 15.80% | 348.29%-332.5pp | 276.70%-260.9pp | 302.95%-287.2pp |
| Employer contribution / active EE | $7,045 | $5,104+38.0% | $4,645+51.6% | $4,762+47.9% |
| Participant deferral / active EE | $3,989 | $7,182-44.5% | $6,843-41.7% | $5,983-33.3% |
| Admin fee / account holder | $1,083 | $10,809-90.0% | $9,310-88.4% | $11,250-90.4% |