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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,327 | $148,623-87.0% | $135,974-85.8% | $139,466-86.1% |
| Participation rate | 42.9% | 83.9%-41.0pp | 81.9%-39.1pp | 80.3%-37.5pp |
| Annual return | 21.17% | 79.30%-58.1pp | 68.30%-47.1pp | 373.66%-352.5pp |
| Employer contribution / active EE | $1,429 | $5,246-72.8% | $4,859-70.6% | $4,754-69.9% |
| Participant deferral / active EE | $3,367 | $8,103-58.4% | $7,760-56.6% | $6,712-49.8% |
| Admin fee / account holder | $3,844 | $12,406-69.0% | $10,767-64.3% | $11,409-66.3% |