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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $199,987 | $167,522+19.4% | $151,639+31.9% | $134,532+48.7% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.5%+12.5pp | 81.2%+18.8pp |
| Annual return | -22.61% | 7.81%-30.4pp | 3.34%-25.9pp | 418.27%-440.9pp |
| Employer contribution / active EE | $24,344 | $6,828+256.5% | $6,165+294.9% | $4,741+413.5% |
| Participant deferral / active EE | $16,713 | $8,986+86.0% | $8,363+99.8% | $6,401+161.1% |
| Admin fee / account holder | $1,800 | $13,780-86.9% | $11,613-84.5% | $11,429-84.3% |