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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $316,321 | $275,752+14.7% | $256,809+23.2% | $198,609+59.3% |
| Participation rate | 100.0% | 89.2%+10.8pp | 88.5%+11.5pp | 82.4%+17.6pp |
| Annual return | 16.83% | 34.81%-18.0pp | 32.73%-15.9pp | 202.70%-185.9pp |
| Employer contribution / active EE | $14,336 | $7,721+85.7% | $7,263+97.4% | $5,055+183.6% |
| Participant deferral / active EE | $8,539 | $10,037-14.9% | $9,520-10.3% | $6,977+22.4% |
| Admin fee / account holder | $7,879 | $25,716-69.4% | $25,146-68.7% | $19,030-58.6% |