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| Provider | Service type | Compensation |
|---|---|---|
REGIONS BANK4+ years Service code 15 · EIN 63-0371391 | Recordkeeping | $34,168 |
ASCENSUS LLC1 year Service code 15 · EIN 11-3665754 | Recordkeeping | $21,593 |
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,034 | $47,977-54.1% | $154,111-85.7% | $56,287-60.9% |
| Participation rate | 75.8% | 66.2%+9.6pp | 83.0%-7.3pp | 69.9%+5.9pp |
| Annual return | -9.02% | 3.54%-12.6pp | 735.18%-744.2pp | -9.96%+0.9pp |
| Employer contribution / active EE | $1,178 | $2,169-45.7% | $5,298-77.8% | $2,111-44.2% |
| Participant deferral / active EE | $4,398 | $2,392+83.9% | $5,081-13.4% | $3,350+31.3% |
| Admin fee / account holder | $266 | $438-39.4% | $13,411-98.0% | $521-49.0% |