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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,277 | $162,136-70.8% | $152,301-69.0% | $154,746-69.4% |
| Participation rate | 72.7% | 84.1%-11.4pp | 82.4%-9.7pp | 80.7%-8.0pp |
| Annual return | 21.04% | 91.02%-70.0pp | 80.50%-59.5pp | 172.34%-151.3pp |
| Employer contribution / active EE | $2,788 | $4,890-43.0% | $4,624-39.7% | $4,379-36.3% |
| Participant deferral / active EE | $5,937 | $8,341-28.8% | $8,004-25.8% | $6,730-11.8% |
| Admin fee / account holder | $2,398 | $15,759-84.8% | $14,398-83.3% | $14,365-83.3% |