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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,016 | $138,072-83.3% | $123,549-81.4% | $135,382-83.0% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -18.43% | 153.69%-172.1pp | 119.20%-137.6pp | 519.77%-538.2pp |
| Employer contribution / active EE | $3,731 | $5,152-27.6% | $4,628-19.4% | $4,779-21.9% |
| Participant deferral / active EE | $10,721 | $6,799+57.7% | $6,426+66.8% | $5,609+91.1% |
| Admin fee / account holder | $355 | $10,917-96.7% | $9,284-96.2% | $10,829-96.7% |