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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,364 | $181,896-49.2% | $156,551-41.0% | $273,972-66.3% |
| Participation rate | 75.0% | 88.4%-13.4pp | 84.0%-9.0pp | 83.0%-8.0pp |
| Annual return | 7.13% | 30.74%-23.6pp | 32.23%-25.1pp | 41.46%-34.3pp |
| Employer contribution / active EE | $1,725 | $6,248-72.4% | $5,501-68.6% | $4,869-64.6% |
| Participant deferral / active EE | $15,418 | $5,550+177.8% | $4,871+216.5% | $5,287+191.6% |
| Admin fee / account holder | $24,589 | $15,560+58.0% | $13,028+88.7% | $10,133+142.7% |