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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,729 | $165,399-40.9% | $149,745-34.7% | $158,982-38.5% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 20.11% | 348.34%-328.2pp | 276.72%-256.6pp | 302.99%-282.9pp |
| Employer contribution / active EE | $2,739 | $5,105-46.4% | $4,646-41.1% | $4,763-42.5% |
| Participant deferral / active EE | $15,263 | $7,183+112.5% | $6,843+123.0% | $5,983+155.1% |
| Admin fee / account holder | $875 | $10,811-91.9% | $9,312-90.6% | $11,252-92.2% |