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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $368,629 | $184,014+100.3% | $161,149+128.8% | $138,895+165.4% |
| Participation rate | 100.0% | 82.1%+17.9pp | 78.8%+21.2pp | 79.9%+20.1pp |
| Annual return | 13.55% | 21.52%-8.0pp | 21.16%-7.6pp | 145.39%-131.8pp |
| Employer contribution / active EE | $9,246 | $5,055+82.9% | $4,360+112.1% | $4,194+120.5% |
| Participant deferral / active EE | $17,502 | $6,909+153.3% | $6,153+184.4% | $6,396+173.6% |
| Admin fee / account holder | $5,031 | $18,027-72.1% | $15,194-66.9% | $12,562-60.0% |