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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,066 | $112,935-69.0% | $90,970-61.5% | $158,966-77.9% |
| Participation rate | 100.0% | 74.7%+25.3pp | 69.0%+31.0pp | 82.0%+18.0pp |
| Annual return | 15.05% | 215.79%-200.7pp | 134.58%-119.5pp | 302.95%-287.9pp |
| Employer contribution / active EE | $1,885 | $2,895-34.9% | $2,122-11.2% | $4,762-60.4% |
| Participant deferral / active EE | $6,303 | $4,129+52.7% | $3,373+86.8% | $5,983+5.3% |
| Admin fee / account holder | $1,982 | $8,045-75.4% | $5,960-66.7% | $11,250-82.4% |