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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,636 | $202,440-85.4% | $169,390-82.5% | $139,466-78.8% |
| Participation rate | 66.7% | 81.1%-14.4pp | 77.2%-10.5pp | 80.3%-13.7pp |
| Annual return | 27.02% | 532.36%-505.3pp | 406.07%-379.1pp | 373.66%-346.6pp |
| Employer contribution / active EE | $3,132 | $4,693-33.3% | $4,013-21.9% | $4,754-34.1% |
| Participant deferral / active EE | $8,877 | $6,940+27.9% | $6,222+42.7% | $6,712+32.3% |
| Admin fee / account holder | $330 | $10,722-96.9% | $9,015-96.3% | $11,409-97.1% |