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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,986 | $211,239-67.3% | $178,528-61.4% | $145,877-52.7% |
| Participation rate | 33.3% | 80.8%-47.5pp | 77.1%-43.8pp | 80.3%-47.0pp |
| Annual return | 14.99% | 30.22%-15.2pp | 27.11%-12.1pp | 551.28%-536.3pp |
| Employer contribution / active EE | $1,542 | $4,570-66.3% | $3,950-61.0% | $4,663-66.9% |
| Participant deferral / active EE | $4,453 | $6,963-36.0% | $6,278-29.1% | $6,691-33.4% |
| Admin fee / account holder | $1,213 | $12,095-90.0% | $10,419-88.4% | $13,402-90.9% |