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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,986 | $210,698-67.3% | $178,014-61.2% | $145,959-52.7% |
| Participation rate | 33.3% | 80.8%-47.4pp | 77.1%-43.8pp | 80.3%-47.0pp |
| Annual return | 14.99% | 386.27%-371.3pp | 294.80%-279.8pp | 561.95%-547.0pp |
| Employer contribution / active EE | $1,542 | $4,567-66.2% | $3,950-61.0% | $4,661-66.9% |
| Participant deferral / active EE | $4,453 | $6,958-36.0% | $6,276-29.0% | $6,689-33.4% |
| Admin fee / account holder | $1,213 | $12,016-89.9% | $10,362-88.3% | $13,398-90.9% |