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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,840 | $107,368-89.0% | $92,915-87.3% | $152,909-92.3% |
| Participation rate | 83.3% | 79.8%+3.5pp | 76.0%+7.3pp | 82.5%+0.9pp |
| Annual return | 31.21% | 145.64%-114.4pp | 109.45%-78.2pp | 345.46%-314.3pp |
| Employer contribution / active EE | $1,441 | $4,222-65.9% | $3,653-60.5% | $4,764-69.7% |
| Participant deferral / active EE | $3,152 | $4,848-35.0% | $4,238-25.6% | $5,851-46.1% |
| Admin fee / account holder | $390 | $7,082-94.5% | $5,796-93.3% | $11,601-96.6% |