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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,840 | $107,341-89.0% | $92,897-87.3% | $152,870-92.3% |
| Participation rate | 83.3% | 79.8%+3.5pp | 76.0%+7.3pp | 82.4%+0.9pp |
| Annual return | 31.21% | 145.59%-114.4pp | 109.42%-78.2pp | 345.34%-314.1pp |
| Employer contribution / active EE | $1,441 | $4,221-65.9% | $3,653-60.5% | $4,763-69.7% |
| Participant deferral / active EE | $3,152 | $4,847-35.0% | $4,238-25.6% | $5,850-46.1% |
| Admin fee / account holder | $390 | $7,080-94.5% | $5,794-93.3% | $11,597-96.6% |