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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,651 | $167,030-96.6% | $135,768-95.8% | $155,188-96.4% |
| Participation rate | 60.0% | 76.2%-16.2pp | 71.1%-11.1pp | 80.8%-20.8pp |
| Annual return | 11.41% | 678.39%-667.0pp | 526.10%-514.7pp | 148.84%-137.4pp |
| Employer contribution / active EE | $943 | $4,132-77.2% | $3,394-72.2% | $4,248-77.8% |
| Participant deferral / active EE | $943 | $4,528-79.2% | $3,977-76.3% | $6,531-85.6% |
| Admin fee / account holder | $2,254 | $8,172-72.4% | $7,048-68.0% | $14,480-84.4% |