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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,212 | $80,992+18.8% | $96,534-0.3% | $75,173+28.0% |
| Participation rate | 67.2% | 71.8%-4.6pp | 76.0%-8.8pp | 67.2%0pp |
| Annual return | 18.74% | 27.05%-8.3pp | 25.88%-7.1pp | 160.72%-142.0pp |
| Employer contribution / active EE | $3,884 | $2,283+70.2% | $2,965+31.0% | $2,671+45.4% |
| Participant deferral / active EE | $4,659 | $3,929+18.6% | $4,851-4.0% | $4,126+12.9% |
| Admin fee / account holder | $3,711 | $6,717-44.8% | $8,253-55.0% | $5,651-34.3% |