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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,379 | $89,367-66.0% | $141,191-78.5% | $72,975-58.4% |
| Participation rate | 85.3% | 75.1%+10.2pp | 82.5%+2.8pp | 69.5%+15.8pp |
| Annual return | 17.55% | 111.87%-94.3pp | 71.41%-53.9pp | 81.01%-63.5pp |
| Employer contribution / active EE | $6,466 | $3,115+107.6% | $4,736+36.5% | $2,440+165.0% |
| Participant deferral / active EE | $3,617 | $5,419-33.3% | $6,710-46.1% | $3,608+0.3% |
| Admin fee / account holder | $431 | $5,957-92.8% | $10,264-95.8% | $5,124-91.6% |