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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,807 | $60,349-30.7% | $74,184-43.6% | $62,881-33.5% |
| Participation rate | 56.3% | 72.7%-16.4pp | 76.6%-20.3pp | 69.3%-13.0pp |
| Annual return | 7.44% | 21.38%-13.9pp | 17.74%-10.3pp | 20.14%-12.7pp |
| Employer contribution / active EE | $1,309 | $1,680-22.1% | $2,370-44.8% | $2,281-42.6% |
| Participant deferral / active EE | $2,967 | $2,856+3.9% | $3,550-16.4% | $3,203-7.4% |
| Admin fee / account holder | $26 | $4,261-99.4% | $5,586-99.5% | $4,296-99.4% |