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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $176,892 | $165,399+6.9% | $149,745+18.1% | $158,982+11.3% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 167.66% | 348.34%-180.7pp | 276.72%-109.1pp | 302.99%-135.3pp |
| Employer contribution / active EE | $28,915 | $5,105+466.4% | $4,646+522.4% | $4,763+507.1% |
| Participant deferral / active EE | $13,000 | $7,183+81.0% | $6,843+90.0% | $5,983+117.3% |
| Admin fee / account holder | $1,164 | $10,811-89.2% | $9,312-87.5% | $11,252-89.7% |