Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,359 | $99,957-92.6% | $149,745-95.1% | $73,497-90.0% |
| Participation rate | 66.3% | 75.7%-9.4pp | 82.5%-16.2pp | 70.7%-4.4pp |
| Annual return | 21.16% | 53.87%-32.7pp | 276.72%-255.6pp | 28.51%-7.4pp |
| Employer contribution / active EE | $686 | $3,191-78.5% | $4,646-85.2% | $2,270-69.8% |
| Participant deferral / active EE | $1,162 | $6,073-80.9% | $6,843-83.0% | $3,740-68.9% |
| Admin fee / account holder | $35 | $551-93.6% | $9,312-99.6% | $513-93.2% |