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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,372 | $160,040-90.4% | $147,096-89.5% | $145,877-89.5% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 31.80% | 98.49%-66.7pp | 419.75%-387.9pp | 551.28%-519.5pp |
| Employer contribution / active EE | $9,223 | $5,289+74.4% | $4,936+86.9% | $4,663+97.8% |
| Participant deferral / active EE | $9,619 | $8,429+14.1% | $8,071+19.2% | $6,691+43.8% |
| Admin fee / account holder | $5,208 | $15,050-65.4% | $13,005-60.0% | $13,402-61.1% |