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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,241 | $165,381-33.9% | $149,730-27.0% | $158,966-31.3% |
| Participation rate | 58.8% | 84.6%-25.8pp | 82.5%-23.7pp | 82.0%-23.1pp |
| Annual return | 17.64% | 348.29%-330.7pp | 276.70%-259.1pp | 302.95%-285.3pp |
| Employer contribution / active EE | $946 | $5,104-81.5% | $4,645-79.6% | $4,762-80.1% |
| Participant deferral / active EE | $8,359 | $7,182+16.4% | $6,843+22.2% | $5,983+39.7% |
| Admin fee / account holder | $0 | $10,809-100.0% | $9,310-100.0% | $11,250-100.0% |