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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,981 | $160,070-31.3% | $147,117-25.2% | $145,897-24.6% |
| Participation rate | 70.6% | 84.0%-13.4pp | 82.2%-11.6pp | 80.3%-9.7pp |
| Annual return | 13.93% | 98.69%-84.8pp | 420.54%-406.6pp | 552.29%-538.4pp |
| Employer contribution / active EE | $880 | $5,285-83.4% | $4,932-82.2% | $4,663-81.1% |
| Participant deferral / active EE | $10,777 | $8,419+28.0% | $8,065+33.6% | $6,689+61.1% |
| Admin fee / account holder | $414 | $15,035-97.2% | $12,993-96.8% | $13,390-96.9% |