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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,067 | $167,353-79.6% | $143,797-76.3% | $134,545-74.7% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -12.32% | 0.48%-12.8pp | -0.04%-12.3pp | 418.37%-430.7pp |
| Employer contribution / active EE | $2,953 | $5,620-47.5% | $4,952-40.4% | $4,742-37.7% |
| Participant deferral / active EE | $6,058 | $6,447-6.0% | $5,638+7.4% | $6,401-5.4% |
| Admin fee / account holder | $1,166 | $18,096-93.6% | $14,679-92.1% | $11,431-89.8% |