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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $275,607 | $174,379+58.1% | $152,093+81.2% | $138,895+98.4% |
| Participation rate | 87.5% | 81.6%+5.9pp | 77.8%+9.7pp | 79.9%+7.6pp |
| Annual return | 16.06% | 74.86%-58.8pp | 66.36%-50.3pp | 145.39%-129.3pp |
| Employer contribution / active EE | $4,017 | $4,652-13.7% | $4,175-3.8% | $4,194-4.2% |
| Participant deferral / active EE | $13,199 | $6,159+114.3% | $5,451+142.1% | $6,396+106.4% |
| Admin fee / account holder | $1,737 | $16,880-89.7% | $14,497-88.0% | $12,562-86.2% |