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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,437 | $115,931-61.7% | $185,441-76.0% | $86,983-48.9% |
| Participation rate | 84.6% | 73.6%+11.0pp | 80.3%+4.4pp | 69.5%+15.1pp |
| Annual return | 18.17% | 21.47%-3.3pp | 20.16%-2.0pp | 25.83%-7.7pp |
| Employer contribution / active EE | $1,339 | $2,937-54.4% | $4,672-71.3% | $2,584-48.2% |
| Participant deferral / active EE | $1,650 | $4,551-63.7% | $6,152-73.2% | $4,194-60.7% |
| Admin fee / account holder | $2,463 | $10,687-77.0% | $17,890-86.2% | $7,856-68.7% |