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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,437 | $108,825-59.2% | $156,181-71.5% | $82,448-46.1% |
| Participation rate | 84.6% | 72.4%+12.2pp | 78.8%+5.8pp | 68.1%+16.5pp |
| Annual return | 18.17% | 20.59%-2.4pp | 64.87%-46.7pp | 41.64%-23.5pp |
| Employer contribution / active EE | $1,339 | $2,870-53.3% | $4,294-68.8% | $2,551-47.5% |
| Participant deferral / active EE | $1,650 | $4,577-63.9% | $6,132-73.1% | $4,139-60.1% |
| Admin fee / account holder | $2,463 | $9,341-73.6% | $14,586-83.1% | $7,234-66.0% |