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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,437 | $114,712-61.3% | $173,730-74.4% | $87,485-49.2% |
| Participation rate | 84.6% | 73.0%+11.6pp | 79.6%+5.0pp | 68.9%+15.7pp |
| Annual return | 18.17% | 20.18%-2.0pp | 19.96%-1.8pp | 26.06%-7.9pp |
| Employer contribution / active EE | $1,339 | $2,904-53.9% | $4,577-70.7% | $2,596-48.4% |
| Participant deferral / active EE | $1,650 | $4,642-64.4% | $6,326-73.9% | $4,274-61.4% |
| Admin fee / account holder | $2,463 | $10,210-75.9% | $17,523-85.9% | $7,775-68.3% |