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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,437 | $123,478-64.0% | $216,567-79.5% | $94,015-52.7% |
| Participation rate | 84.6% | 75.1%+9.5pp | 81.6%+3.0pp | 70.8%+13.8pp |
| Annual return | 18.17% | 23.61%-5.4pp | 12.94%+5.2pp | 17.84%+0.3pp |
| Employer contribution / active EE | $1,339 | $3,136-57.3% | $5,216-74.3% | $2,790-52.0% |
| Participant deferral / active EE | $1,650 | $4,556-63.8% | $6,191-73.3% | $4,249-61.2% |
| Admin fee / account holder | $2,463 | $12,753-80.7% | $21,981-88.8% | $8,951-72.5% |