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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,328 | $144,130-93.5% | $117,861-92.1% | $147,586-93.7% |
| Participation rate | 100.0% | 83.4%+16.6pp | 79.7%+20.3pp | 82.8%+17.2pp |
| Annual return | 45.32% | 531.20%-485.9pp | 335.11%-289.8pp | 578.59%-533.3pp |
| Employer contribution / active EE | $2,925 | $4,897-40.3% | $3,786-22.8% | $4,876-40.0% |
| Participant deferral / active EE | $2,630 | $5,316-50.5% | $4,482-41.3% | $5,439-51.7% |
| Admin fee / account holder | $454 | $10,887-95.8% | $8,021-94.3% | $10,886-95.8% |