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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,570 | $153,769-12.5% | $133,975+0.4% | $273,972-50.9% |
| Participation rate | 54.5% | 88.4%-33.8pp | 87.1%-32.5pp | 83.0%-28.5pp |
| Annual return | 8.57% | 36.51%-27.9pp | 29.29%-20.7pp | 41.46%-32.9pp |
| Employer contribution / active EE | $4,730 | $6,029-21.5% | $5,211-9.2% | $4,869-2.8% |
| Participant deferral / active EE | $8,398 | $6,958+20.7% | $6,282+33.7% | $5,287+58.8% |
| Admin fee / account holder | $16,070 | $11,765+36.6% | $9,324+72.3% | $10,133+58.6% |