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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $241,321 | $209,336+15.3% | $197,124+22.4% | $137,256+75.8% |
| Participation rate | 81.8% | 87.3%-5.5pp | 86.7%-4.9pp | 80.0%+1.9pp |
| Annual return | 14.66% | 48.09%-33.4pp | 44.34%-29.7pp | 220.34%-205.7pp |
| Employer contribution / active EE | $5,378 | $6,591-18.4% | $6,227-13.6% | $4,156+29.4% |
| Participant deferral / active EE | $15,630 | $9,614+62.6% | $9,135+71.1% | $6,407+144.0% |
| Admin fee / account holder | $7,735 | $17,308-55.3% | $16,298-52.5% | $12,270-37.0% |