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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $241,321 | $223,823+7.8% | $211,142+14.3% | $154,746+55.9% |
| Participation rate | 81.8% | 87.9%-6.0pp | 87.3%-5.5pp | 80.7%+1.1pp |
| Annual return | 14.66% | 50.39%-35.7pp | 46.84%-32.2pp | 172.34%-157.7pp |
| Employer contribution / active EE | $5,378 | $6,787-20.8% | $6,442-16.5% | $4,379+22.8% |
| Participant deferral / active EE | $15,630 | $9,750+60.3% | $9,284+68.3% | $6,730+132.2% |
| Admin fee / account holder | $7,735 | $19,707-60.8% | $19,076-59.5% | $14,365-46.2% |