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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,459 | $46,697+1.6% | $117,529-59.6% | $68,490-30.7% |
| Participation rate | 69.0% | 56.8%+12.3pp | 70.6%-1.6pp | 67.9%+1.2pp |
| Annual return | -22.85% | -14.52%-8.3pp | 29.77%-52.6pp | -7.85%-15.0pp |
| Employer contribution / active EE | $2,850 | $1,506+89.3% | $4,179-31.8% | $2,597+9.7% |
| Participant deferral / active EE | $7,098 | $2,637+169.1% | $4,072+74.3% | $4,028+76.2% |
| Admin fee / account holder | $16 | $4,023-99.6% | $5,645-99.7% | $5,403-99.7% |