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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,620 | $124,346-73.0% | $111,306-69.8% | $167,553-79.9% |
| Participation rate | 63.6% | 79.6%-16.0pp | 77.3%-13.7pp | 82.1%-18.5pp |
| Annual return | 9.97% | 37.46%-27.5pp | 54.67%-44.7pp | 478.89%-468.9pp |
| Employer contribution / active EE | $1,255 | $3,438-63.5% | $2,732-54.1% | $4,840-74.1% |
| Participant deferral / active EE | $2,302 | $5,182-55.6% | $4,488-48.7% | $6,343-63.7% |
| Admin fee / account holder | $10,984 | $10,623+3.4% | $7,966+37.9% | $12,316-10.8% |