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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,999 | $136,860-46.7% | $120,344-39.3% | $154,746-52.8% |
| Participation rate | 100.0% | 79.9%+20.1pp | 76.7%+23.3pp | 80.7%+19.3pp |
| Annual return | 15.24% | 21.38%-6.1pp | 20.30%-5.1pp | 172.34%-157.1pp |
| Employer contribution / active EE | $1,512 | $3,533-57.2% | $3,020-50.0% | $4,379-65.5% |
| Participant deferral / active EE | $5,522 | $5,793-4.7% | $5,135+7.5% | $6,730-17.9% |
| Admin fee / account holder | $985 | $15,393-93.6% | $12,742-92.3% | $14,365-93.1% |