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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $734,059 | $118,877+517.5% | $96,570+660.1% | $167,536+338.2% |
| Participation rate | 33.3% | 75.5%-42.2pp | 69.8%-36.5pp | 82.1%-48.8pp |
| Annual return | 12.13% | 50.50%-38.4pp | 37.79%-25.7pp | 478.82%-466.7pp |
| Employer contribution / active EE | $1,214 | $3,121-61.1% | $2,357-48.5% | $4,839-74.9% |
| Participant deferral / active EE | $6,500 | $4,617+40.8% | $3,849+68.9% | $6,342+2.5% |
| Admin fee / account holder | $40,287 | $8,069+399.3% | $6,182+551.6% | $12,315+227.1% |