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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,415 | $134,817-58.2% | $123,973-54.5% | $155,188-63.6% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.7%+23.3pp | 80.8%+19.2pp |
| Annual return | 5.80% | 515.49%-509.7pp | 388.13%-382.3pp | 148.84%-143.0pp |
| Employer contribution / active EE | $9,510 | $4,425+114.9% | $4,126+130.5% | $4,248+123.9% |
| Participant deferral / active EE | $2,978 | $5,706-47.8% | $5,247-43.2% | $6,531-54.4% |
| Admin fee / account holder | $17,793 | $13,245+34.3% | $11,799+50.8% | $14,480+22.9% |