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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,697 | $97,125-68.4% | $86,233-64.4% | $137,256-77.6% |
| Participation rate | 90.0% | 74.2%+15.8pp | 69.0%+21.0pp | 80.0%+10.0pp |
| Annual return | 8.01% | 74.19%-66.2pp | 61.39%-53.4pp | 220.34%-212.3pp |
| Employer contribution / active EE | $2,136 | $2,841-24.8% | $2,504-14.7% | $4,156-48.6% |
| Participant deferral / active EE | $1,662 | $5,180-67.9% | $4,559-63.5% | $6,407-74.1% |
| Admin fee / account holder | $518 | $9,725-94.7% | $8,342-93.8% | $12,270-95.8% |