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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,697 | $108,882-71.8% | $96,754-68.3% | $154,746-80.2% |
| Participation rate | 90.0% | 75.1%+14.9pp | 70.3%+19.7pp | 80.7%+9.3pp |
| Annual return | 8.01% | 98.39%-90.4pp | 82.04%-74.0pp | 172.34%-164.3pp |
| Employer contribution / active EE | $2,136 | $3,018-29.2% | $2,679-20.3% | $4,379-51.2% |
| Participant deferral / active EE | $1,662 | $5,323-68.8% | $4,758-65.1% | $6,730-75.3% |
| Admin fee / account holder | $518 | $10,200-94.9% | $8,905-94.2% | $14,365-96.4% |