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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,709 | $100,203-68.4% | $85,240-62.8% | $145,897-78.3% |
| Participation rate | 88.9% | 74.1%+14.8pp | 67.5%+21.4pp | 80.3%+8.6pp |
| Annual return | 5.85% | 84.28%-78.4pp | 66.75%-60.9pp | 552.29%-546.4pp |
| Employer contribution / active EE | $3,056 | $3,242-5.7% | $2,735+11.7% | $4,663-34.5% |
| Participant deferral / active EE | $1,743 | $5,299-67.1% | $4,527-61.5% | $6,689-73.9% |
| Admin fee / account holder | $647 | $7,265-91.1% | $6,165-89.5% | $13,390-95.2% |