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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,220 | $79,449-55.7% | $189,575-81.4% | $85,847-59.0% |
| Participation rate | 67.7% | 66.0%+1.8pp | 78.4%-10.7pp | 69.3%-1.6pp |
| Annual return | 15.66% | 18.45%-2.8pp | 64.19%-48.5pp | 318.61%-302.9pp |
| Employer contribution / active EE | $0 | $2,081-100.0% | $4,412-100.0% | $2,565-100.0% |
| Participant deferral / active EE | $2,506 | $4,051-38.2% | $6,174-59.4% | $3,952-36.6% |
| Admin fee / account holder | $0 | $5,377-100.0% | $9,806-100.0% | $6,261-100.0% |