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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,571 | $58,391-23.7% | $76,667-41.9% | $72,976-38.9% |
| Participation rate | 94.1% | 67.4%+26.8pp | 72.1%+22.0pp | 69.5%+24.6pp |
| Annual return | 98.10% | 2306.65%-2208.5pp | 1166.74%-1068.6pp | 81.02%+17.1pp |
| Employer contribution / active EE | $939 | $1,787-47.5% | $2,303-59.2% | $2,440-61.5% |
| Participant deferral / active EE | $3,211 | $2,690+19.4% | $3,336-3.7% | $3,608-11.0% |
| Admin fee / account holder | $885 | $4,014-78.0% | $6,423-86.2% | $5,124-82.7% |