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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,040 | $67,894-27.8% | $89,340-45.1% | $82,448-40.5% |
| Participation rate | 42.9% | 64.0%-21.2pp | 69.6%-26.7pp | 68.1%-25.2pp |
| Annual return | 21.98% | 19.21%+2.8pp | 20.57%+1.4pp | 41.64%-19.7pp |
| Employer contribution / active EE | $899 | $1,828-50.8% | $2,231-59.7% | $2,551-64.8% |
| Participant deferral / active EE | $2,129 | $3,072-30.7% | $3,823-44.3% | $4,139-48.6% |
| Admin fee / account holder | $280 | $5,723-95.1% | $6,704-95.8% | $7,234-96.1% |