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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $322,990 | $175,259+84.3% | $149,723+115.7% | $139,487+131.6% |
| Participation rate | 92.9% | 83.4%+9.5pp | 78.8%+14.1pp | 80.3%+12.5pp |
| Annual return | 14.79% | 166.82%-152.0pp | 134.50%-119.7pp | 373.84%-359.1pp |
| Employer contribution / active EE | $9,885 | $5,478+80.4% | $4,821+105.0% | $4,755+107.9% |
| Participant deferral / active EE | $7,651 | $6,522+17.3% | $5,682+34.6% | $6,713+14.0% |
| Admin fee / account holder | $6,181 | $16,158-61.7% | $13,215-53.2% | $11,407-45.8% |