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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,503 | $154,228-48.5% | $145,433-45.3% | $137,256-42.1% |
| Participation rate | 80.0% | 83.8%-3.8pp | 82.1%-2.1pp | 80.0%0pp |
| Annual return | 14.96% | 74.59%-59.6pp | 66.58%-51.6pp | 220.34%-205.4pp |
| Employer contribution / active EE | $11,018 | $4,804+129.4% | $4,554+141.9% | $4,156+165.1% |
| Participant deferral / active EE | $2,368 | $8,216-71.2% | $7,897-70.0% | $6,407-63.0% |
| Admin fee / account holder | $5,106 | $14,344-64.4% | $13,129-61.1% | $12,270-58.4% |