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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,575 | $107,363-37.1% | $92,909-27.3% | $152,897-55.8% |
| Participation rate | 66.7% | 79.8%-13.1pp | 76.0%-9.3pp | 82.5%-15.8pp |
| Annual return | 26.26% | 145.63%-119.4pp | 109.44%-83.2pp | 345.43%-319.2pp |
| Employer contribution / active EE | $1,602 | $4,222-62.1% | $3,653-56.2% | $4,764-66.4% |
| Participant deferral / active EE | $4,226 | $4,848-12.8% | $4,238-0.3% | $5,851-27.8% |
| Admin fee / account holder | $2,571 | $7,082-63.7% | $5,795-55.6% | $11,599-77.8% |